2018 Decisions

  • Continue reviewing connectivity technology trends. I had postbonded this in 2015 because technology changes.  I started making my list of what we might purchase the first year and those are the items I’m planning to study in detail. Will start off with as little as possible. But because I need connectivity for work I’ll probably install at least a cell signal and WIFI booster.
  • Contact Real Estate Agent: We use a local firm and will have the agent come out and tell us what he wants done to the house in preparation for sale as early as the spring of 2019. Also gives the agent notice to be on the look out for buyers. Will do this late in 2018 so we can spend winter getting stuff done.
  • Home Improvement: Septic system changes. The city put in a low pressure sewer line in front of our house which by law we have to tie into before we sell the house. Priced this out in 2017 and as we may put the house on the market in the spring of 2019 we need to get this done earlier than later. One of several things to do before buying the truck.
  • Home Improvement: Replace hall bath mirror and possible light fixture. Saving all the inside stuff for winter for the most part.
  • Home Improvement: Finish up trim work for carpeted areas already replaced by hard surface floors. And grout around base of back-splash! (Got the grouting done and most of the trim)
  • Home Improvement: Cleanup the trail through our woods. Bought some better cutting tools back in 2015 which included attachments for weedeater. Should allow for minimum time needed to spruce up the trail before selling the house.
  • Home Improvement: Improve landscaping in front of house. Already started and focused on what growth pattern of plantings will be at the time we sell the house. May have to have that concrete step replaced or repaired. Goal is to have it looking good the spring of 2019 for home sale and only need to do a little maintenance just before the house is listed. Bought a bunch of plants for 50% off.  I’m not going over board such as making major upgrades to hardscapes. I’m just fluffing up what we already have.
  • Home Improvement: Finish painting outside of house.  I’m using expensive paint that last a long time and shields fading caused by UV rays. Hiring a painter to handle a tall side.
  • check-mark-md (2)Home Improvement: Replace flowering tree in front yard. Wind took it out in April of 2017. May go with something shorter because the views past the tree are incredible.  One has to consider the future growth!  Went with a tall bush.
  • check-mark-md (2)Consider attending an RV rally/seminar  – After much thought – we don’t need to go. I’ll have spent five years planning and really feel I have a handle on the fulltime RV thing. Might to a rally or seminar someday for fun. The RV-Dream Rally looked good and at a fair price. What I like about the RV Dream Rally is you have a chance to meet up with a lot of fulltimers or futuretimers and make friends.
  • Get the dents fixed on Karen’s car. We will be trading my car in on a truck and most likely selling Karen’s ourselves. Although she wants to consider just having one vehicle, which is the truck. May move into 2019 when we intend to sell it.
  • Consider if this is the year to buy the truck. Of course we will do this if we plan to buy a trailer in 2018. Here is a link to my blog posts in 2017. Most likely will buy by September 2018. I have four large projects to complete before then. New sewer system, sell a car, a check-mark-md (2)motorcycle and a check-mark-md (2)hot tub.
  • Downsizing: A good year to start downsizing more rapidly. If we sell the house in the spring of 2019 we may be living in the trailer! We are planning two garage sales this year. And continue to sell more expensive stuff on Craigslist or Facebook. Might do the Ebay thing. We are still leaning towards a 5×10 storage unit and I’ll most likely write a blog post on that later.
  • check-mark-md (2)Attend a larger RV Show:  We need to get out of the Kansas City area to see more units. Actually, there are only two brands that we might be interested in that are not usually at the local show or sold at area dealerships. I don’t see any point in traveling to a larger show. Factory tours would be a better way to spend my time. A friend was in Washington State and toured one of the trailers of the two I had not seen. He posted a video on his youtube for subscribers.
  • check-mark-md (2)Confirm alternatives for early withdrawal of retirement funds: As of 2017 we are not planning to have to use this for our budget as I’m keeping a part-time job. Without penalty I can use funds from my government 457 plan after age 50. I believe I can move money from a simple IRA to a traditional IRA as I’ve been in the plan more than two years. I believe I can use substantial equal payments from a traditional IRA at any time but not take substantial payments from the simple IRA until I’ve separated from employment. And if I take substantial equal payments they must continue for five years minimum. If I take money out of the 457 plan they will withhold 20% for taxes. Of course, I would receive a tax refund if my actual income tax was less than 20%.
  • check-mark-md (2)Attend 2018 RV Show: We finally have a short list of trailers by floor plan and brand. Easiest show we have attended over the past four years. Skipped all the rigs we now know we are not interested in. Spent extra time in rigs with floor plan we are interested in. Testing everything like the storage areas, seating, toilet height and more.
  • Consider starting payments for one pension: I’m 55 this year and can start drawing from one pension for an earlier job. I’ll be checking to see how much more I can get if I delay. One thing I really want to do is get all the retirement payments setup before we hit the road. Preferably through direct deposit accounts. Good chance this one will move to next year. Karen took her social security at 62.
  • Mobile Office: I have a separate list of tasks to complete and I’m implementing a lot of it this year. In early 2019 I plan to be up and running so I can test the process out at a local campground.
  • Sell one family car. This will be done before we buy the truck. Would like to avoid trading it in on the truck thereby complicating that transaction.
  • check-mark-md (2)Sell Motorcycle. Should have done this two years ago. I’m having it tuned up before the sale. Sold to a friend of a friend at work. Cancelled the insurance so we will save that expense for the next year.
  • check-mark-md (2)Sell hot tub. I need the electrical spots in the electrical panel for the new sewer system. Also will not leave me wondering if the new owners of our home will demand it be moved at the last minute.
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4 thoughts on “2018 Decisions

  1. hot tubs in my area are always a big plus when selling. you can get half space breakers for your electrical panel which will give you more space to add in your other items.

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  2. Your blog is amazing. We have been doing the same thing. At this point, our home is under contract and we have an RV spot reserved. We will be paying off our current 2012 Keystone Mountaineer and 2017 Ford F350 and buying a new 2019 residential model fifth wheel. Considering 2019 Forest River Riverstone 38RE or 2019 Heartland Lafayette. I will be debt free at 55 and my husband at 51!

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