Transition from Home to RV Life

Will be using this page to park notes/ideas about transitioning from a sticks and bricks house to an RV. Eventually I’ll draft a blog post as a summary.

Here is a link to my first blog post on the subject.

  • Good forum thread on when is it the best time to buy an RV.
  • Options for making the transition from a sticks and bricks into a fifth wheel.
    • Sell house early and move to rental. (Nope, we want to enjoy house while we have it.)
    • House paid off two years before retirement so get an equity loan to buy rig a little early.
    • Sell house and try and find a trailer quickly, already having bought a truck. (nope, why would be create hassle when we could buy the trailer before the house sells)
    • Pay off house, buy trailer, sell house and live in the trailer while still working.
    • Buy truck, get a long term loan on trailer at reduced payment amount, then pay it off when house sells.
    • Might have to have more than one option in case house sells right away.
    • Do we keep the house or sell and rent.  (selling)
    • Buy a lessor RV earlier to travel in while not retired. Hit the road in the same trailer and up grade later (Nope – does not make financial sense)
    • Buy a trailer early, park it on a yearly lot. Maybe even have it moved there if we don’t have a truck. Vacation out of it for a year. (Nope – does not make financial sense nor here in 2017 I would not have time to use it much.)
    • I sold a small business in 2014 but still do the office work which requires on average 10 hours a week. I sold it to a key employee who tells me I should keep the job while on the road.   So now I’m thinking about how to fit this into the plan, what I would do for very minimal work space, connectivity and more. (This is a done deal. Avoids taking anything out of IRA’s).
  • The old pros and cons of selecting a truck before you select the trailer. Personally, I’m thinking I will be able to at least select the weight class of trailer and buy a truck to match. 16,000 or 19,000 pounds is the same weight regardless of trailer. And I already know we are going with a dually for pin weight should not be a concern.